Our Services
15K Program
A targeted program to efficiently manage and resolve workers' compensation claims under $15,000 — reducing costs and protecting your premium rating.
What Is the 15K Program?
The 15K Program is designed for medical only claims. It allows employers to pay up to the first $15k of a medical only claim.
Our team works to resolve these claims quickly and cost-effectively, minimizing their impact on your experience modifier and protecting your standing in group rating or retro programs. Fast, efficient resolution means lower costs and better outcomes for everyone.The $15k program is stackable with the group rating program and is a safety net for your group rating discount/premium.
Program Benefits
- Faster claim resolution and closure
- Reduced impact on experience modifier
- Protects group rating and retro eligibility
- Lower overall claim costs
- Bill Repricing
- Helps keep reserves off claims
Why Small Claims Matter
Premium Impact
Even small claims affect your experience modifier, which directly determines your workers' comp premium.
Frequency Matters
Multiple small claims signal risk to the BWC and can disqualify you from group programs.
Early Intervention
Addressing claims quickly prevents them from growing into larger, more costly losses.
Proactive Management
Our team monitors each claim and takes action to move it toward resolution efficiently.
Protect Your Rating with the 15K Program
Contact us to learn how proactive small-claim management can save your business money.
Get Started