Our Services
Group Retro Program
Earn premium refunds by participating in Ohio's Group Retrospective Rating Program — a performance-based program that rewards safe, claims-conscious employers.
What Is the Group Retro Program?
The Group Retrospective Rating Program is a performance-based workers' compensation program offered through the Ohio Bureau of Workers' Compensation (BWC). Employers who join a group retro program pay premiums based on their group's actual claims experience — and when claims are low, members receive substantial refunds.
Unlike the Group Rating Program, retro refunds are paid out over multiple years as claims close, meaning the savings continue to grow. Ohio Professional Claims Management actively manages your claims to maximize your retro refunds and minimize your group's loss ratio.
Program Benefits
- Premium refunds paid over multiple years
- Performance-based savings tied to your claims record
- Active claims management to maximize refunds
- Transparent reporting on group performance
- Expert guidance on Ohio BWC requirements
- Suitable for employers with moderate to high premiums
Group Rating vs. Group Retro
Group Rating
Upfront premium discount based on projected group experience. Best for employers with excellent claims history.
Group Retro
Pay standard premiums, then earn refunds based on actual claims performance. Best for employers with moderate claims history who want to earn savings over time.
Which Is Right for You?
Our team will analyze your claims history and premium level to recommend the best program for your business.
Earn Refunds on Your Workers' Comp Premiums
Contact us to learn how the Group Retro Program can put money back in your business.
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